Early indications suggest the product is tapping an underserved market of investors seeking returns without principal risk—pointing to a potential new phase in crypto adoption
Singapore, October 13, 2025 — In an industry traditionally dominated by high-risk, speculative assets, Websea’s Yongying Fund—a principal-protected yield product—is attracting attention for bridging two seemingly divergent investor groups: experienced crypto participants and traditionally risk-averse individuals.
Platform data indicates that in just over ten days since launch, total subscriptions surpassed $2 million. Internal analytics from Websea, corroborated by third-party research, suggest that approximately 20% of participants have prior experience in conventional investing—an unusually high proportion for a crypto product.
The fund’s design directly addresses a longstanding barrier to broader crypto adoption: capital volatility. Its “Principal Standard Shield” mechanism guarantees that upon redemption, if the market price of the deposited asset—Websea’s platform token WBS—is below the purchase price, users are compensated in USDT. In bull markets, a portion of excess returns is allocated to buy back and burn WBS tokens, introducing deflationary pressure and supporting token value.
“This model represents a meaningful shift from pure speculation toward structured risk management,” said an analyst from TokenInsight. “By providing a form of principal protection, it opens the door for principal that has historically remained on the sidelines due to volatility concerns.”
Evidence suggests that the fund is part of a broader strategic pivot by Websea. Sources familiar with the exchange’s operations confirmed high-level discussions with a traditional Asian asset manager and a family office, exploring the integration of structured products into digital assets—an indication of a deliberate push to attract institutional capital.
“The early traction indicates the Yongying Fund has achieved a clear product–market fit among investors prioritizing capital preservation,” noted a partner at a crypto asset firm. “The key test will be its performance and transparency across a full market cycle, particularly during a prolonged downturn. Success could spur other exchanges to follow, accelerating the maturation of the industry.”
Early user feedback reinforces this cross-over appeal. One former equities trader reported allocating a portion of his portfolio to the fund “to seek stability”, highlighting a growing segment of investors in crypto who prioritize risk mitigation over aggressive returns.
The emergence of offerings like the Yongying Fund signals a broader trend: crypto platforms are beginning to cater to the “silent majority” of investors—those whose principal concern is capital preservation. While it is too early to determine long-term success, initial performance and adoption data suggest this niche could play a crucial role in the next phase of crypto growth, emphasizing stability and structured financial products over pure speculation.
About the author: Ben Carter is a well-known crypto industry analyst and commentator with over eight years of experience covering emerging markets and digital assets.
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