The Goldstone Financial Group has announced personalized retirement planning services for pre-retirees in Chicago. According to the company, individuals in need of a comprehensive plan that takes into consideration the various facets of retirement can benefit from its proprietary Goldstone Retirement Roadmap.
More information is available at https://www.goldstonefinancialgroup.com/
The Goldstone Retirement Roadmap combines income, investment, tax, healthcare, and legacy planning into a single strategy that will safeguard an individual from potential risks that may jeopardize their retirement income, such as rising healthcare costs.
A foundational aspect of this roadmap is income planning, which seeks to ensure that clients can reliably and predictably pay for living expenses throughout retirement. To achieve a sufficient level of predictability, the Goldstone Financial Group creates a diversified portfolio consisting of multiple sources of income, which can include one’s personal savings, IRAs, and 401(k) plans, pension and social security benefits, and annuities.
Apart from guaranteed income sources, the firm explores other potential sources of cash flow such as investments and revenue-generating assets. “Investments are part and parcel of a solid retirement plan, but one should also be careful about where they invest their hard-earned cash, as all investment types carry some level of risk,” said Goldstone Financial Group president and CEO Anthony Pellegrino. “This is where the advice of a fiduciary, which has an obligation to prioritize your best interest, like the Goldstone Financial Group becomes indispensable.”
Similar to its approach to income planning, the Goldstone Financial Group’s investment planning strategy seeks to maximize returns while minimizing risks, combining short-term and long-term investments as well as professionally managed funds. “Ultimately, our advice will be based on your income goals, risk appetite, and investment time horizon. The older you are, the shorter your time horizon will be, so the goal there is to focus on investments that offer more stability,” Mr. Pellegrino explained.
The Goldstone Financial Group is an INC. 5000 inductee and rated A+ by the Better Business Bureau. It is headquartered in Orchard Terrace and has a footprint in a number of strategic locations in Illinois, Tennessee, and Wisconsin.
Interested parties can learn more or schedule a consult at https://goldstonefinancialgroup.com/contact-us/
Goldstone Financial Group
18W140 Butterfield Road
Disclaimer: The views, suggestions, and opinions expressed here are the sole responsibility of the experts. No Michigan Journal USA journalist was involved in the writing and production of this article.